1st Cash Pawn & Gun Store opened April 1, 1998, but the story goes back further. Owner Troy Thompson grew up in the pawn business—his father opened an abandoned building on 6th South and State Street in downtown Salt Lake City in 1984, which became Rothchilds Sales & Loan, eventually Utah's largest ...
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1st Cash Pawn & Gun Store opened April 1, 1998, but the story goes back further. Owner Troy Thompson grew up in the pawn business—his father opened an abandoned building on 6th South and State Street in downtown Salt Lake City in 1984, which became Rothchilds Sales & Loan, eventually Utah's largest pawn shop chain with five locations. After his father's passing and a brief detour into stock trading, Thompson returned to what he knew best and launched 1st Cash with partners who recognized the business potential. The operation runs on the same principles that built Rothchilds: honesty, integrity, and expert appraisal.
Pawn Loans (No Credit Check) - Fast cash using your valuables as collateral - 30-day loan terms in Utah - Interest is 15% per month with a $5 minimum - 10-day grace period after expiration - Extend by paying interest for another 30 days - Borrow as many times as you want, as often as you want
Firearms Services - Buy, sell, and trade firearms with expert guidance - FFL transfers: $25 per firearm - NFA transfers (machineguns, SBRs, suppressors): $100 each - Utah Concealed Weapons Permit holders skip the $12.50 BCI background check fee - Federal law applies: 18+ for long guns (rifles, shotguns), 21+ for handguns - Long guns can ship to licensed dealers in Utah, Arizona, Wyoming, Colorado, and Idaho - Handguns require Utah residency
Buy and Sell (Retail & Trade) - Jewelry, coins, watches - Tools (Snap-on, DeWalt, MAC, Makita, Craftsman, Milwaukee) - Firearms, rifles, holsters - Musical instruments and guitars - TVs, computers, cameras, camcorders - Metal detectors, binoculars, spotting scopes - Video games, DVDs, movies - Sporting goods, golf clubs, pool cues - Collectibles, artwork, samurai swords and knives - RVs, boats, ATVs - Vehicle and RV title loans
| Item Type | Examples |
|---|---|
| Jewelry | Gold, platinum, diamonds |
| Watches | Rolex, Baume & Mercier, TAG Heuer, Patek Philippe |
| Tools | Snap-on, DeWalt, MAC, Makita, Craftsman, Milwaukee |
| Firearms | Handguns, rifles, shotguns |
| Electronics | Computers, cameras, camcorders, TVs, laser printers |
| Other | Coins, guitars, metal detectors, collectibles, vehicles |
If you're worried about stolen goods: The shop reports all items to law enforcement and checks a central database. Fewer than one-tenth of one percent of stolen items actually end up in pawn shops. Loans are held for 30 days before items can be sold.
"Super helpful and honest. Best pawn experience I've had." — Alex R.
"Quick FFL transfer and great communication. Five stars." — Jordan K.
"Nice guys and the store smells good! You know like a mechanic's shop or a working person's place. My dad was a mechanic. Great memories/smells when I walked in" — Marilyn S.
"Super helpful and friendly - excellent service and a fair deal for my Taurus 9mm. Highly recommend." — Emmett S.
No hard maximum. They loan a portion of the item's expected resale value based on market demand and how quickly similar items sell—not the original purchase price. Bring your item in for a free appraisal. Your loan history (both redeemed and forfeited loans) may factor into the amount offered.
You need a state-issued photo ID or driver's license from any state. They don't accept birth certificates, Social Security cards, temporary IDs, car registrations, passports, bank statements, or pawn tickets from other shops.
3130 South State Street, Salt Lake City, UT 84115
| Day | Hours |
|---|---|
| Monday–Saturday | 10am–6pm |
| Sunday | Closed |
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