J&S Pawn and Gun

J&S Pawn and Gun has been serving the Mid-Atlantic since 1995. What started as a single location has grown to nine stores across West Virginia and Maryland—Martinsburg, Keyser, Morgantown, Ridgeley, and Clarksburg in WV, plus Frostburg, Oakland, Berkeley Springs, and their newest location in Hagerstown, MD.

This is a full-service pawnshop with a heavy firearms focus. They carry:

• •8,605 firearms in stock (new and used)
• •15,065 firearms accessories (optics, grips, stocks, rails, holsters, etc.)
• •3,795 rounds of ammunition across multiple calibers
• •Non-lethal self defense items
• •Sporting goods and hunting gear
• •Electronics, jewelry, tools, and collectibles

"This is the number one gun store to go to in martinsburg. They have almost anything you want. If they don't have it they can order it or transfer from another J&S store." — Joshua B.

Beyond retail sales, J&S operates a licensed pawn service. You can use a firearm or other merchandise as collateral for short-term cash. According to their site, pawn loans help working families cover unexpected expenses—rent, utilities, car repairs—without waiting for a paycheck.

• •Buy firearms (cash on the spot)
• •Sell firearms (consignment or outright)
• •Trade firearms and accessories
• •Pawn firearms as collateral
• •Inter-store transfers (move items between the nine locations)
• •National firearm shipping (transfers must go to your local FFL)
• •Trade other merchandise (electronics, jewelry, tools, equipment)

Standard Hours: - Mon-Fri: 10am–6pm - Sat: 10am–3pm - Sun: Closed

Nine Locations: - Martinsburg, WV: 304-350-8618 (529 Winchester Ave) - Keyser, WV: 304-788-2274 - Morgantown, WV: 304-381-4237 - Ridgeley, WV: 304-738-3759 - Clarksburg, WV: 304-566-7759 - Berkeley Springs, WV: 304-500-2569 - Frostburg, MD: 301-689-6211 - Oakland, MD: 240-488-1121 - Hagerstown, MD: 301-791-7296 (newest location)

J&S traces the pawn concept back 3,000 years to Greece and Rome. In today's economy, pawnbrokers fill a real need: quick access to cash without credit checks or waiting periods. The business is regulated by federal, state, and local law enforcement to protect both borrower and lender.

They've been consistent for nearly three decades. Customers praise their patience, product knowledge, and fair dealing whether you're buying, selling, or pawning. The multi-location network means you have flexibility across the region.