MO Money Pawn

Mo Money Pawn Shop has been operating in Phoenix since the late 1980s and built its reputation on fair deals and straightforward service. They're Arizona's largest gold and silver buyer, a licensed firearms dealer, and one of the few pawn shops customers actually want to visit.

• •Firearms & Accessories — Licensed dealer offering both used and new firearms. They handle transfers for online purchases and offer zero-interest layaway (25% down, 25% minimum payments every 30 days).

• •Precious Metals — Gold chains, rings, dental gold, platinum, silver. Expert appraisers value items fairly whether you're pawning or selling outright.

• •Jewelry & Watches — Functional or broken pieces, damaged estates, Rolex watches, diamond rings.

• •Electronics — Laptops, phones, and other gear appraised by their expert team.

Sports Memorabilia, Guitars & Musical Equipment

"The guys there have been top notch every time I've gone in. I've purchased 3 guns from them and they are super informative...I would recommend them to anyone." — Jayson Bragg, verified customer

Location: 1152 E Indian School Rd, Phoenix, AZ 85014 | Phone: 602-279-4417

Shop their full inventory on their website, eBay, or Buya marketplace. Their layaway program has no hidden fees or interest—just a straightforward 20% restocking fee if you cancel.

Customers consistently note the staff actually knows what they're talking about and treats you like a human. They've handled out-of-state transfers for gun buyers and don't charge military vets. When problems happen, management goes beyond the standard fix-it response. That's rare in pawn shops.