2K Pawn & Gun

2K Pawn & Gun opened in 1986 and has built its reputation on repeat customers who trust their straightforward approach. Owners Jeff and Reba Bakker have kept the same core promise since day one: honest, respectful service without the sales pitch.

You bring in collateral (guns, gold, jewelry, tools, electronics, instruments), they appraise it, and you walk out with cash. No credit check. No social security number required—just your driver's license. Standard loan term is 30 days plus a 30-day grace period. If you can't pay it back, you can renew the loan by paying the accrued interest and resetting the due date. Or you can sell the item outright instead of pawning it.

Interest rates are competitive—often less than a bank overdraft fee.

They're a registered Federal Firearms Licensee and carry major brands across multiple categories:

They stock instruments (guitars, keyboards, etc.), jewelry, gold and silver coins, TVs, Blu-ray players, movies, and video games. If it has resale value and fits in the shop, they'll consider it.

Location: 1605 US-380 BUS, Decatur, TX 76234 Phone: (940) 627-7800 Hours: Mon & Fri 9AM–6PM | Tue–Thu 9AM–5PM | Sat 9AM–1PM | Sun Closed

"Far above the average pawn shop, 2K is in a class of its own." — From their own service guarantee

They don't pressure you. If you need cash fast without a credit inquiry, a pawn loan beats a payday loan. If you want to sell, you get the same value as a pawn loan—no haggling. They handle the paperwork quietly and keep your business confidential. Repeat customers make up most of their business, which says something.